Are Sacco's and Micro-finance the best avenue for loans compared to banks. They seem to offer competitively lower interest rates but the trade off is the consistent saving with the organisations.

There is always a debate around how much you set aside every month for savings, emergency and investment. At least the bible sets the tithe at 10%, lets hear what everyone thinks on how much salary one should set aside.

Building your credit score is one of the upside of having multiple credit card but the other downside is drowning in debt. Can one credit card help build a credit score with same effect as multiple credit cards?

At what age did you secure your first investment? and what would you advice the youth on when to start investing.